Why refinance your mortgage?
Lower Payments
Replace high-interest credit cards (19–29%) with a single mortgage rate as low as 4–5%.
One Payment
Stop juggling multiple bills. One payment, one due date, one lender — dramatically simplified.
Debt Freedom
Pay off credit cards, car loans, tax arrears, and lines of credit in one strategic move.
Better Rate
If your current mortgage is at a higher rate, refinancing lets you lock in today’s lower rates.
Is refinancing right for you?
Your mortgage is up for renewal
Renewal time is the perfect opportunity to refinance without penalty. Compare your bank’s offer to what a broker can get.
You’re carrying high-interest debt
If credit cards, car loans, or other debts cost you more than your mortgage rate, consolidation saves real money.
You need funds for a major expense
Home renovations, education, medical bills, or helping a family member — your equity can fund it at mortgage rates.
Your income has improved
A higher income may qualify you for better terms. Refinancing lets you take advantage of your improved financial position.
How it works
Share Your Debts
Tell us what you owe and to whom. We’ll calculate your total monthly savings.
We Find Your Rate
We shop 50+ lenders for the best consolidation rate based on your equity and credit.
Appraisal & Approval
Your property is appraised and the new mortgage is approved with all debts rolled in.
Debts Paid Off
At closing, your lawyer pays off all listed debts directly. You’re left with one simple payment.
Ready to consolidate your debt?
Speak with a licensed Tordon advisor today.