Programs designed for you
FHSA Eligible
The First Home Savings Account lets you save up to $40,000 tax-free for your first home. We’ll help you understand how it works.
Land Transfer Tax Rebate
First-time buyers in Ontario can receive up to $4,000 back on provincial land transfer tax at closing.
RRSP Home Buyers’ Plan
Withdraw up to $60,000 from your RRSP tax-free to put toward your down payment. Repay over 15 years.
CMHC Insurance
With as little as 5% down, CMHC insurance makes homeownership accessible. We’ll calculate the premium for you.
From dreaming to keys in hand
Get Pre-Approved
Know exactly how much you can afford before you start looking. Pre-approval locks in your rate for 90–120 days.
Find Your Home
Work with a realtor to find the right property. Your pre-approval letter shows sellers you’re a serious, qualified buyer.
Make an Offer
Once your offer is accepted, we finalize your mortgage with the lender. We handle all paperwork and conditions.
Close & Move In
Your lawyer handles the legal transfer. On closing day, you get the keys to your first home. We’re with you the whole way.
Down payment requirements
Minimum 5% down on the first $500,000 of the purchase price.
10% on the portion above $500,000 (plus 5% on the first $500K).
Minimum 20% down for homes over $1 million. No CMHC insurance required.
What you'll need
Ready to buy your first home?
Speak with a licensed Tordon advisor today.